What is a Minijob, how much can I earn, and am I insured?

What it is: A Minijob (geringfügige Beschäftigung) is a job where your monthly earnings stay below a set limit. In 2026 the limit is 603 euros a month (7,236 euros a year). In 2027 it will rise to 633 euros. At the minimum wage (13.90 euros an hour in 2026) this is about 10 hours a week.

Taxes and contributions: The employer pays flat-rate contributions and tax to the Minijob-Zentrale. You usually only pay a small share into the pension insurance; you can ask to be exempted, but paying in increases your future entitlements.

Health insurance: A Minijob does not give you health insurance. You need to be insured through your spouse's family insurance (Familienversicherung), student insurance or your own voluntary insurance. Minijob income does not stop you from staying in family insurance.

Your rights: In a Minijob you are also entitled to the minimum wage, paid annual leave, sick pay, pay on public holidays and maternity protection. Ask for a written employment contract.

If you earn more: Earnings between 603.01 and 2,000 euros count as a Midijob; contributions rise gradually and you are covered by health insurance.

Residence: People who came through family reunification can work in a Minijob. With a student or language course permit, check the working limits on the supplementary sheet (Zusatzblatt) of your residence card.